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Annuities

A brighter future begins with knowing what clients may need to retire comfortably. Annuities can help your clients grow and protect what they’ve saved. Some annuities also provide guaranteed1 income regardless of market conditions. And because one size doesn’t fit all, Brighthouse Financial annuities are flexible enough to meet your clients’ unique saving and investing goals.

Types of Annuities

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Index-Linked Annuities

Protect a portion of your clients’ retirement savings from down markets while they participate in diversified growth opportunities in up markets.

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Variable Annuities

Provide investment options that can help grow your clients’ retirement savings through living benefit riders that turn a portion of their portfolio into guaranteed income for life.1,2

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Fixed Index Annuities

Help clients grow their assets in up markets while enjoying complete principal protection in down markets.3

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Income Annuities

Provide clients with predictable guaranteed
lifetime income for today or in the future.1,2

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Fixed Annuities

Guarantee growth and protection for
retirement – on your clients’ terms.

Index-Linked Annuities

To achieve their financial goals, your clients can’t risk everything, nor can they protect everything. But an index-linked annuity can help provide growth opportunities and a level of protection they need.

Brighthouse Shield® Level Annuities

Discover how growth opportunities with a level of protection can help strengthen your clients’ retirement portfolios with a Shield Level annuity.

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.
Brighthouse Shield Level Pay PlusSM Annuities

Offer clients market growth opportunities coupled with a level of downside protection and, when they’re ready, guaranteed income that lasts for life.1,2

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.

Variable Annuities

Help clients benefit from tax-deferred investment growth while securing reliable lifetime income.1,2

Brighthouse Variable Annuity with FlexChoice Access

Turn a portion of your clients’ savings into guaranteed income for life.

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.

Fixed Index Annuities

Fixed index annuities protect your clients' principal in down markets while offering the opportunity for growth by tracking the performance of market indices.3

Brighthouse SecureAdvantage® 6-Year Fixed Index Annuity

Help your clients live the retirement they planned for by providing a way to grow their ‘tomorrow’ money.

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Income Annuities

Adding a stream of guaranteed lifetime income can help ensure your clients can live a more comfortable retirement.

Brighthouse Income Annuity

Turn a portion of your clients' retirement assets into immediate and predictable income for your client or for your client and their spouse.

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.

Brighthouse Guaranteed Income Builder®

Use a portion of your clients’ assets to purchase predictable, pension-like income payments for them and their spouse.

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.

Income Annuities

Adding a stream of guaranteed lifetime income can help ensure your clients can live a more comfortable retirement.

Brighthouse Guaranteed Income Builder®

Use a portion of your clients’ assets to purchase predictable, pension-like income payments for them and their spouse.

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.

Fixed Annuities

Help address volatility concerns with annuity options that eliminate exposure to market fluctuations.

Fixed Rate Annuities

Protect a portion of your clients’ retirement savings while earning guaranteed1 growth year after year.

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.

The Role of Annuities in Retirement

In today’s changing retirement landscape, annuities can play a pivotal role in shaping your clients’ portfolios. Annuities can offer a guaranteed income stream clients can depend on.¹

4-Minute Article

How to Explain Why Clients Should Consider Annuities
Learn more about the role of annuities in retirement
Why Annuities
4-Minute Article
How to Explain Why Clients Should Consider Annuities
Learn more about the role of annuities in retirement
How Can We Help?

1 All guarantees, including any optional benefits, are subject to the claims-paying ability and financial strength of the issuing insurance company. Each issuing insurance company is solely responsible for its own financial condition and contractual obligations.

2 Guaranteed lifetime income depends upon staying within the parameters of the applicable rider.

3 Purchase payment will be reduced by withdrawals, which may be subject to withdrawal charges and Market Value Adjustment if applicable. All guarantees are subject to the claims-paying ability and financial strength of Brighthouse Life Insurance Company.

Buying an annuity to fund a qualified retirement plan or IRA should be done for the annuity’s features and benefits other than tax deferral. Tax deferral is generally a feature of a qualified retirement plan or IRA, so an annuity would not provide an additional tax deferral benefit. References throughout this material to tax advantages, such as tax deferral and tax-free transfers, are subject to this consideration. The product described in this material is not made available to employer-sponsored qualified retirement plans. For non-qualified annuities, tax deferral is not available to corporations and certain other entities.

Any discussion of taxes is for general informational purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, tax, or accounting advice. Clients should confer with their qualified legal, tax, and accounting professionals as appropriate.

Not all products are available in New York.