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Life Insurance

There’s more to life insurance than taking care of loved ones when your clients pass away. Life insurance can also be an essential part of a financial strategy. In addition to helping to protect loved ones financially with a death benefit, some products can grow money on a tax-advantaged basis that can be used during one’s lifetime. The ability to meet more than one need makes life insurance a product that can add valuable flexibility to any portfolio.

Types of Life Insurance
Permanent Life Insurance

Provides coverage that lasts a lifetime, as well as options that can provide some benefits while living.

Term Life Insurance

Provides coverage for a specific length of time and and is often less expensive.

Permanent Life Insurance

Permanent life insurance is designed to provide coverage for life. Many permanent life insurance products also offer living benefit options, such as long-term care benefits provided by riders, to help pay for long-term care expenses. Permanent life insurance products include: Universal Life, Indexed Universal Life, Whole Life, and Variable Universal Life.

Brighthouse SmartCare®

A hybrid life insurance product with long-term care coverage provided by riders that can help your clients' benefits grow over time.

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Term Life Insurance

Term life insurance provides coverage for a fixed number of years, such as 1, 5, 10, 20, or 30. Most term insurance policies offer a level premium, death benefit, and convertibility to a permanent policy if needs change. Coverage received at the time of policy issue can be updated with riders as future needs arise.

One Year Term

A life insurance product that is designed to deliver the right amount of protection when it’s needed most, or to supplement an in-force policy.

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