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Our products can help your clients reach their retirement goals

We offer annuities and life insurance products that can protect a portion of your clients’ portfolio.



Every Day, You Give Your Clients Your All

We’re here to support you with solutions to help prepare your clients for retirement.

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Client Conversation Resources

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Products We Offer

Our annuity and life insurance products can help protect what your clients earned and ensure it lasts.

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Financial Strength Ratings

We’re built on a foundation of experience and knowledge, which allows us to keep our promises and provide the value you deserve.

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We’re Built on a Strong Financial Foundation1
#468
FORTUNE® 500 List

Brighthouse Financial is proud to be included at number 468 on the 2022 Fortune 500 list, which is based on total revenues.2

2M+
Customers

Many people trust us with their most valuable asset: their future.

$228B
Total Assets

We’re one of the largest annuity and life insurance providers in the U.S. (Total assets are for Brighthouse Financial, Inc., which had total liabilities of $218B.) 1

Brighthouse Financial, Inc. Financial Summary

The financial data presented below has been derived from the June 30, 2022 balance sheet of Brighthouse Financial, Inc., rounded to the nearest $1 billion. 

TYPE AMOUNT DESCRIPTION
Total Assets $228B Includes, among other things, total investments and separate account assets.
Total Liabilities $218B Includes, among other things, liabilities related to contractual guarantees and commitments by our operating insurance companies reflecting liabilities associated with policyholder account balances, reserves for future policy benefits, and separate accounts.
Assets Under Management $199B Composed of total investments and separate account assets.
- Total Investments $110B General account investments available to meet future obligations.
- Separate Account Assets $89B Account that holds assets maintained separately from general account investments.

By maintaining capital well beyond regulatory requirements, Brighthouse Financial is prepared to honor its commitments, even in volatile markets.

Financial Strength Ratings for Operating Companies as of December 2021
A
A.M. Best: A/Excellent

3rd highest out of 16 ratings

A
Fitch: A/Strong

6th highest out of 19 ratings

A3
Moody’s: A3/Upper Medium

7th highest out of 21 ratings

A Plus
S&P: A+/Strong

5th highest out of 22 ratings

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Company History

Learn about key milestones in our company’s heritage, including our former connection to MetLife, Inc.

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1 Financial data is as of June 30, 2022, rounded to the nearest $1 billion. Customer count data is as of June 30, 2020. Total assets are for Brighthouse Financial, Inc., which had total liabilities of $218 billion.

From FORTUNE © 2022 Fortune Media IP Limited. All rights reserved. Used under license. FORTUNE and FORTUNE 500 are registered trademarks of Fortune Media IP Limited and are used under license. FORTUNE and Fortune Media IP Limited are not affiliated with, and do not endorse the products or services of, Brighthouse Financial.

Ranked by 2021 admitted assets. Best’s Review®: Top 200 U.S. Life/Health Insurers. AM Best, 2022.

All guarantees, including any optional benefits, are subject to the claims-paying ability and financial strength of the issuing insurance company. Each issuing insurance company is solely responsible for its own financial condition and contractual obligations.

A.M. Best’s Financial Strength Rating is an independent opinion of an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations. A Financial Strength Rating is not assigned to specific insurance policies or contracts and does not address any other risk, including, but not limited to, an insurer’s claims-payment policies or procedures; the ability of the insurer to dispute or deny claims payment on grounds of misrepresentation or fraud; or any specific liability contractually borne by the policy or contract holder. A Financial Strength Rating is not a recommendation to purchase, hold, or terminate any insurance policy, contract or any other financial obligation issued by an insurer, nor does it address the suitability of any particular policy or contract, for a specific purpose or purchaser. Ratings explanations can be found at www.ambest.com.

Fitch’s Insurer Financial Strength Rating provides an assessment of the financial strength of an insurance organization. The Insurer Financial Strength Rating is assigned to the insurance company’s policyholder obligations, including assumed reinsurance obligations and contract holder obligations, such as guaranteed investment contracts. Ratings explanations can be found at www.fitchratings.com.

Moody’s Insurance Financial Strength Rating is an opinion of the ability of an insurance company to pay punctually senior policyholder claims and obligations and also reflect the expected financial loss suffered in the event of default. Specific obligations are considered unrated unless they are individually rated because the standing of a particular insurance obligation would depend on an assessment of its relative standing under those laws governing both the obligation and the insurance company. Ratings explanations can be found at www.moodys.com.

S&P Global Insurer Financial Strength Rating is a forward-looking opinion about the financial security characteristics of an insurance organization with respect to its ability to pay under its insurance policies and contracts in accordance with their terms. This opinion is not specific to any particular policy or contract, nor does it address the suitability of a particular policy or contract for a specific purpose or purchaser. Ratings explanations can be found at www.standardandpoors.com.